diff --git a/README.md b/README.md
index 1131022..81a9b96 100644
--- a/README.md
+++ b/README.md
@@ -52,7 +52,7 @@ The goal is a single, private place for everything that keeps a household runnin
 | **Shopping Lists** | Collaborative lists organized by aisle. Import ingredients from meal plans in one click. |
 | **Meal Planning** | Weekly drag-and-drop planner. Export ingredient lists directly to your shopping list. |
 | **Recipes** | Create, duplicate, and scale reusable recipes. Pre-fill meal slots from a recipe or save any meal as a recipe. |
-| **Calendar** | Two-way sync with Google Calendar (OAuth) and Apple iCloud (CalDAV). Subscribe to any public ICS/webcal URL with per-subscription color and visibility. Overlapping timed events render side-by-side. Events support file attachments (images, PDFs, Office documents). |
+| **Calendar** | Two-way sync with Google Calendar (OAuth) and multiple CalDAV accounts (iCloud, Nextcloud, Radicale, Baikal). Per-account calendar selection with checkboxes. Subscribe to any public ICS/webcal URL with per-subscription color and visibility. Overlapping timed events render side-by-side. Events support file attachments (images, PDFs, Office documents). |
 | **Documents** | Upload and manage family files (PDF, images, Office documents up to 5 MB). Grid/list view, drag-and-drop upload, 14 category tags (medical, school, identity, finance, and more), per-document visibility (family, selected members, private), archive and download. |
 | **Budget** | Track income and expenses with recurring entries, monthly trends, and CSV export. 35 predefined categories plus custom ones. Supports 15 currencies. Loans tab for instalment-based loan tracking with per-payment history and automatic paid-off detection. |
 | **Notes & Contacts** | Colored sticky notes with Markdown support. Contact directory with vCard import/export. |
diff --git a/docs/SPEC.md b/docs/SPEC.md
index 49588fe..a2ba801 100644
--- a/docs/SPEC.md
+++ b/docs/SPEC.md
@@ -112,7 +112,7 @@ Reusable recipe cards that can be pre-filled into meal slots.
 | assigned_to | INTEGER | FK → Users |
 | created_by | INTEGER | FK → Users, NOT NULL |
 | external_calendar_id | TEXT | ID from external calendar |
-| external_source | TEXT | local, google, apple, ics |
+| external_source | TEXT | local, google, apple, ics, caldav |
 | recurrence_rule | TEXT | iCal RRULE |
 | subscription_id | INTEGER | FK → ICS Subscriptions (CASCADE delete) |
 | user_modified | INTEGER | 0/1 — prevents sync overwrite when 1 |
@@ -121,18 +121,50 @@ Reusable recipe cards that can be pre-filled into meal slots.
 | attachment_mime | TEXT | MIME type (e.g. image/jpeg, application/pdf), nullable |
 | attachment_size | INTEGER | File size in bytes, nullable |
 | attachment_data | TEXT | Base64 data URL of attachment (≤ 5 MB), nullable |
+| target_caldav_account_id | INTEGER | FK → CalDAV Accounts (for outbound sync), nullable |
+| target_caldav_calendar_url | TEXT | CalDAV calendar URL (for outbound sync), nullable |
 
 ### External Calendars
-Display metadata (name, color) for synced Google/Apple calendars. Populated automatically during sync.
+Display metadata (name, color) for synced Google/Apple/CalDAV calendars. Populated automatically during sync.
 
 | Column | Type | Constraint |
 |--------|------|-----------|
-| source | TEXT | 'google' or 'apple', NOT NULL |
+| source | TEXT | 'google', 'apple', or 'caldav', NOT NULL |
 | external_id | TEXT | Calendar ID from the provider, NOT NULL |
 | name | TEXT | Display name from the provider, NOT NULL |
 | color | TEXT | Background color from the provider (HEX) |
 | UNIQUE | | (source, external_id) |
 
+### CalDAV Accounts
+Multi-account CalDAV integration. Stores credentials for CalDAV servers (iCloud, Nextcloud, Radicale, Baikal, etc.).
+
+| Column | Type | Constraint |
+|--------|------|-----------|
+| id | INTEGER | PRIMARY KEY AUTOINCREMENT |
+| name | TEXT | User-defined label (e.g. "My Radicale", "iCloud"), NOT NULL |
+| caldav_url | TEXT | CalDAV server base URL, NOT NULL |
+| username | TEXT | CalDAV username, NOT NULL |
+| password | TEXT | CalDAV password (encrypted if DB_ENCRYPTION_KEY set), NOT NULL |
+| created_at | TEXT | ISO 8601 |
+| last_sync | TEXT | ISO 8601, nullable |
+| UNIQUE | | (caldav_url, username) |
+
+### CalDAV Calendar Selection
+Per-account calendar enable/disable state for CalDAV accounts.
+
+| Column | Type | Constraint |
+|--------|------|-----------|
+| id | INTEGER | PRIMARY KEY AUTOINCREMENT |
+| account_id | INTEGER | FK → CalDAV Accounts (CASCADE delete), NOT NULL |
+| calendar_url | TEXT | CalDAV calendar URL from provider, NOT NULL |
+| calendar_name | TEXT | Display name from provider, NOT NULL |
+| calendar_color | TEXT | HEX color code from provider, nullable |
+| enabled | INTEGER | 0/1 (default 1), controls sync for this calendar |
+| created_at | TEXT | ISO 8601 |
+| UNIQUE | | (account_id, calendar_url) |
+
+Index: CREATE INDEX idx_caldav_selection_enabled ON caldav_calendar_selection(account_id, enabled)
+
 ### Notes
 | Column | Type | Constraint |
 |--------|------|-----------|
@@ -393,7 +425,7 @@ Reusable recipe cards linked to meal slots.
 - Color-coding per person
 - Recurring via iCal RRULE
 - **Google Calendar:** OAuth 2.0, Calendar API v3, two-way sync
-- **Apple Calendar:** CalDAV (tsdav), two-way sync
+- **CalDAV Multi-Account:** Connect multiple CalDAV servers (iCloud, Nextcloud, Radicale, Baikal) with per-account calendar selection via checkboxes, two-way sync (tsdav), optional outbound target selection per event
 - **ICS Subscriptions:** Subscribe to any public ICS/webcal URL (e.g. public holidays, sports schedules). Per-subscription color, private/shared visibility, manual "Sync now" and automatic sync on the shared interval. Edit name, color, and visibility of any subscription inline. RRULE events expanded into a rolling ±6/+12 month window. SSRF-protected (DNS pre-resolution), ETag/Last-Modified conditional fetch, 10 MB limit, 15 s timeout. User-edited events are protected from being overwritten (`user_modified`); a "Reset to original" link restores them.
 - **External calendar names & colors:** Google and Apple sync stores each calendar's display name and background color in the `external_calendars` table (migration v14). A colored `event-cal-label` badge appears in event popups, agenda, month, week, and day views when `cal_name` is present.
 - **Event location:** Event popup and dashboard display the location field with RFC 5545 backslash-escape normalization (`\n`, `\,`, `\;`, `\\`) via `fmtLocation()` in `public/utils/html.js`.
diff --git a/package.json b/package.json
index f9410c2..0ed7384 100644
--- a/package.json
+++ b/package.json
@@ -27,7 +27,8 @@
     "test:ics-parser": "node test-ics-parser.js",
     "test:ics-sub": "node --experimental-sqlite test-ics-subscription.js",
     "test:backup-scheduler": "node --experimental-sqlite test-backup-scheduler.js",
-    "test": "node --experimental-sqlite test-db.js && node --experimental-sqlite test-dashboard.js && node --experimental-sqlite test-tasks.js && node --experimental-sqlite test-shopping.js && node --experimental-sqlite test-meals.js && node --experimental-sqlite test-calendar.js && node --experimental-sqlite test-notes-contacts-budget.js && npm run test:ux-utils && npm run test:modal-utils && npm run test:reminders && npm run test:api && npm run test:ics-parser && npm run test:ics-sub && npm run test:setup && npm run test:kitchen-tabs && npm run test:backup-scheduler"
+    "test:caldav": "node --experimental-sqlite test-caldav-sync.js",
+    "test": "node --experimental-sqlite test-db.js && node --experimental-sqlite test-dashboard.js && node --experimental-sqlite test-tasks.js && node --experimental-sqlite test-shopping.js && node --experimental-sqlite test-meals.js && node --experimental-sqlite test-calendar.js && node --experimental-sqlite test-notes-contacts-budget.js && npm run test:ux-utils && npm run test:modal-utils && npm run test:reminders && npm run test:api && npm run test:ics-parser && npm run test:ics-sub && npm run test:setup && npm run test:kitchen-tabs && npm run test:backup-scheduler && npm run test:caldav"
   },
   "dependencies": {
     "bcrypt": "^6.0.0",
diff --git a/public/locales/de.json b/public/locales/de.json
index ee51751..29466b8 100644
--- a/public/locales/de.json
+++ b/public/locales/de.json
@@ -492,6 +492,9 @@
     "iconMoon": "Nacht",
     "iconWeather": "Wetter",
     "invalidDate": "Bitte ein gültiges Datum im ausgewählten Format verwenden.",
+    "caldavTargetLabel": "Zu CalDAV synchronisieren",
+    "caldavTargetLocal": "Nur lokal speichern",
+    "caldavTargetHint": "Wähle einen CalDAV-Kalender, um diesen Termin zu synchronisieren.",
     "attachmentLabel": "Anhang",
     "attachmentHint": "Lokales Bild, PDF oder Dokument anhängen. Bilder werden im Ereignis-Popup angezeigt.",
     "attachmentFallback": "Anhang",
@@ -988,7 +991,31 @@
     "backupSchedulerNever": "Noch kein Backup erstellt",
     "backupSchedulerTrigger": "Jetzt Backup erstellen",
     "backupSchedulerTriggering": "Backup wird erstellt...",
-    "backupSchedulerTriggeredToast": "Backup erfolgreich erstellt."
+    "backupSchedulerTriggeredToast": "Backup erfolgreich erstellt.",
+    "caldavTitle": "CalDAV Kalender",
+    "caldavDescription": "Verbinde mehrere CalDAV-Konten (iCloud, Nextcloud, Radicale, Baikal, etc.) und wähle, welche Kalender synchronisiert werden.",
+    "caldavAddAccount": "CalDAV-Konto hinzufügen",
+    "caldavEmptyState": "Noch keine CalDAV-Konten verbunden. Füge dein erstes Konto hinzu, um zu starten.",
+    "caldavNameLabel": "Kontoname",
+    "caldavNamePlaceholder": "z.B. Mein Radicale, iCloud, Nextcloud",
+    "caldavUrlLabel": "CalDAV Server-URL",
+    "caldavUrlPlaceholder": "https://caldav.icloud.com",
+    "caldavUrlHint": "Die Basis-URL deines CalDAV-Servers",
+    "caldavUsernameLabel": "Benutzername",
+    "caldavPasswordLabel": "Passwort",
+    "caldavPasswordHint": "Für iCloud: App-spezifisches Passwort von appleid.apple.com verwenden",
+    "caldavAccountAdded": "CalDAV-Konto erfolgreich hinzugefügt",
+    "caldavAccountDeleted": "CalDAV-Konto entfernt",
+    "caldavCalendarsToggle": "Kalender anzeigen/ausblenden",
+    "caldavRefreshCalendars": "Kalender aktualisieren",
+    "caldavSyncSuccess": "CalDAV-Synchronisation erfolgreich",
+    "caldavSyncFailed": "CalDAV-Synchronisation fehlgeschlagen",
+    "caldavConnectionFailed": "Verbindung zum CalDAV-Server fehlgeschlagen",
+    "calendarEnabled": "Kalender aktiviert",
+    "calendarDisabled": "Kalender deaktiviert",
+    "calendarsRefreshed": "Kalender aktualisiert",
+    "deleteAccountConfirm": "CalDAV-Konto wirklich löschen? Alle synchronisierten Kalender werden entfernt.",
+    "lastSync": "Zuletzt synchronisiert"
   },
   "login": {
     "tagline": "Familienplanung. Sicher. Datenschutzfreundlich. Open Source.",
diff --git a/public/locales/en.json b/public/locales/en.json
index b90568e..44c0295 100644
--- a/public/locales/en.json
+++ b/public/locales/en.json
@@ -476,6 +476,9 @@
     "iconMoon": "Night",
     "iconWeather": "Weather",
     "invalidDate": "Use a valid date in the selected date format.",
+    "caldavTargetLabel": "Sync to CalDAV",
+    "caldavTargetLocal": "Store locally only",
+    "caldavTargetHint": "Choose a CalDAV calendar to sync this event.",
     "attachmentLabel": "Attachment",
     "attachmentHint": "Attach a local image, PDF, or document. Images will be shown in the event popup.",
     "attachmentFallback": "Attachment",
@@ -982,7 +985,31 @@
     "backupSchedulerNever": "No backup created yet",
     "backupSchedulerTrigger": "Create backup now",
     "backupSchedulerTriggering": "Creating backup...",
-    "backupSchedulerTriggeredToast": "Backup created successfully."
+    "backupSchedulerTriggeredToast": "Backup created successfully.",
+    "caldavTitle": "CalDAV Calendars",
+    "caldavDescription": "Connect multiple CalDAV accounts (iCloud, Nextcloud, Radicale, Baikal, etc.) and choose which calendars to sync.",
+    "caldavAddAccount": "Add CalDAV Account",
+    "caldavEmptyState": "No CalDAV accounts connected yet. Add your first account to get started.",
+    "caldavNameLabel": "Account Name",
+    "caldavNamePlaceholder": "e.g. My Radicale, iCloud, Nextcloud",
+    "caldavUrlLabel": "CalDAV Server URL",
+    "caldavUrlPlaceholder": "https://caldav.icloud.com",
+    "caldavUrlHint": "The base URL of your CalDAV server",
+    "caldavUsernameLabel": "Username",
+    "caldavPasswordLabel": "Password",
+    "caldavPasswordHint": "For iCloud: Use app-specific password from appleid.apple.com",
+    "caldavAccountAdded": "CalDAV account added successfully",
+    "caldavAccountDeleted": "CalDAV account removed",
+    "caldavCalendarsToggle": "Show/hide calendars",
+    "caldavRefreshCalendars": "Refresh calendars",
+    "caldavSyncSuccess": "CalDAV sync successful",
+    "caldavSyncFailed": "CalDAV sync failed",
+    "caldavConnectionFailed": "Connection to CalDAV server failed",
+    "calendarEnabled": "Calendar enabled",
+    "calendarDisabled": "Calendar disabled",
+    "calendarsRefreshed": "Calendars refreshed",
+    "deleteAccountConfirm": "Really delete CalDAV account? All synced calendars will be removed.",
+    "lastSync": "Last synced"
   },
   "login": {
     "tagline": "Family planning. Secure. Privacy-friendly. Open source.",
diff --git a/public/pages/calendar.js b/public/pages/calendar.js
index 5611262..190ce48 100644
--- a/public/pages/calendar.js
+++ b/public/pages/calendar.js
@@ -1253,6 +1253,59 @@ function bindTimeInputs(root) {
   });
 }
 
+// --------------------------------------------------------
+// CalDAV Target Helpers
+// --------------------------------------------------------
+
+async function loadCalDAVTargets(selectElement, currentEvent = null) {
+  if (!selectElement) return;
+
+  try {
+    const accountsRes = await api.get('/calendar/caldav/accounts');
+    const accounts = accountsRes.data || [];
+
+    // Keep only the "local" option
+    selectElement.replaceChildren();
+    const localOption = document.createElement('option');
+    localOption.value = '';
+    localOption.textContent = t('calendar.caldavTargetLocal');
+    selectElement.appendChild(localOption);
+
+    // Load calendars for each account and build options
+    for (const account of accounts) {
+      try {
+        const calendarsRes = await api.get(`/calendar/caldav/accounts/${account.id}/calendars`);
+        const calendars = calendarsRes.data || [];
+        const enabledCalendars = calendars.filter((cal) => cal.enabled);
+
+        if (enabledCalendars.length === 0) continue;
+
+        const optgroup = document.createElement('optgroup');
+        optgroup.label = account.name;
+
+        for (const calendar of enabledCalendars) {
+          const option = document.createElement('option');
+          option.value = `${account.id}|${calendar.url}`;
+          option.textContent = calendar.display_name || calendar.url;
+          optgroup.appendChild(option);
+        }
+
+        selectElement.appendChild(optgroup);
+      } catch (err) {
+        console.warn(`Failed to load calendars for account ${account.id}:`, err);
+      }
+    }
+
+    // Pre-select current event's target if editing
+    if (currentEvent?.target_caldav_account_id && currentEvent?.target_caldav_calendar_url) {
+      const targetValue = `${currentEvent.target_caldav_account_id}|${currentEvent.target_caldav_calendar_url}`;
+      selectElement.value = targetValue;
+    }
+  } catch (err) {
+    console.warn('Failed to load CalDAV targets:', err);
+  }
+}
+
 // --------------------------------------------------------
 // Event-Modal (Erstellen / Bearbeiten)
 // --------------------------------------------------------
@@ -1465,6 +1518,12 @@ function openEventModal({ mode, event = null, date = null, reminder = null }) {
         if (reminderCustom) reminderCustom.hidden = reminderOffset.value !== 'custom';
       });
 
+      // Load CalDAV targets
+      const caldavTargetSelect = panel.querySelector('#event-caldav-target');
+      if (caldavTargetSelect) {
+        loadCalDAVTargets(caldavTargetSelect, event);
+      }
+
       panel.querySelector('#modal-cancel').addEventListener('click', closeModal);
 
       panel.querySelector('#modal-delete')?.addEventListener('click', async () => {
@@ -1611,6 +1670,14 @@ function buildEventModalContent({ mode, event, date, reminder = null }) {
       </div>
     </div>
 
+    <div class="form-group">
+      <label class="form-label" for="event-caldav-target">${t('calendar.caldavTargetLabel')}</label>
+      <select class="form-input" id="event-caldav-target">
+        <option value="">${t('calendar.caldavTargetLocal')}</option>
+      </select>
+      <small class="form-hint">${t('calendar.caldavTargetHint')}</small>
+    </div>
+
     <div class="form-group">
       <label class="form-label" for="modal-description">${t('calendar.descriptionLabel')}</label>
       <textarea class="form-input" id="modal-description" rows="2"
@@ -1725,6 +1792,19 @@ async function saveEvent(overlay, mode, eventId, existingReminder = null, attach
       attachmentPayload.data = await readFileAsDataUrl(attachmentFile);
     }
 
+    // Extract CalDAV target
+    const caldavTargetValue = overlay.querySelector('#event-caldav-target')?.value || '';
+    let target_caldav_account_id = null;
+    let target_caldav_calendar_url = null;
+
+    if (caldavTargetValue) {
+      const [accountId, calendarUrl] = caldavTargetValue.split('|');
+      if (accountId && calendarUrl) {
+        target_caldav_account_id = parseInt(accountId, 10);
+        target_caldav_calendar_url = calendarUrl;
+      }
+    }
+
     const body = {
       title, description, start_datetime, end_datetime,
       all_day: allday ? 1 : 0,
@@ -1734,6 +1814,8 @@ async function saveEvent(overlay, mode, eventId, existingReminder = null, attach
       attachment_mime: attachmentPayload.mime,
       attachment_size: attachmentPayload.size,
       attachment_data: attachmentPayload.data,
+      target_caldav_account_id,
+      target_caldav_calendar_url,
     };
 
     let savedEventId = eventId;
diff --git a/public/pages/settings.js b/public/pages/settings.js
index b6e7a1f..f85921e 100644
--- a/public/pages/settings.js
+++ b/public/pages/settings.js
@@ -529,6 +529,23 @@ export async function render(container, { user }) {
             ` : `<span class="form-hint">${t('settings.appleOnlyAdmin')}</span>`}
           </div>
 
+          <!-- CalDAV Kalender -->
+          <div class="settings-card">
+            <h2>${t('settings.caldavTitle')}</h2>
+            <p class="settings-card-description">${t('settings.caldavDescription')}</p>
+
+            <div id="caldav-accounts-list"></div>
+            <div id="caldav-empty-state" class="caldav-empty-state" style="display: none;">
+              <p>${t('settings.caldavEmptyState')}</p>
+            </div>
+
+            ${user?.role === 'admin' ? `
+              <button class="btn btn--primary" id="caldav-add-account-btn">
+                ${t('settings.caldavAddAccount')}
+              </button>
+            ` : ''}
+          </div>
+
           <!-- ICS-Abonnements -->
           <div class="settings-card" id="ics-card">
             <div class="settings-sync-header">
@@ -1167,6 +1184,220 @@ function bindEvents(container, user, users, categories, icsSubscriptions, apiTok
     });
   }
 
+  // CalDAV-Konten laden
+  async function loadCalDAVAccounts(container) {
+    const listEl = container.querySelector('#caldav-accounts-list');
+    const emptyEl = container.querySelector('#caldav-empty-state');
+    if (!listEl || !emptyEl) return;
+
+    try {
+      const accountsRes = await api.get('/calendar/caldav/accounts');
+      const accounts = accountsRes.data || [];
+
+      if (accounts.length === 0) {
+        listEl.replaceChildren();
+        emptyEl.style.display = '';
+        return;
+      }
+
+      emptyEl.style.display = 'none';
+      listEl.replaceChildren();
+
+      for (const account of accounts) {
+        const calendarsRes = await api.get(`/calendar/caldav/accounts/${account.id}/calendars`);
+        const calendars = calendarsRes.data || [];
+
+        const accountCard = document.createElement('div');
+        accountCard.className = 'caldav-account-item';
+        accountCard.insertAdjacentHTML('beforeend', `
+          <div class="caldav-account-header">
+            <h4>${esc(account.name)}</h4>
+            <div class="caldav-account-meta">
+              <span>${esc(account.caldav_url)}</span>
+              ${account.last_sync ? `<span>${t('settings.lastSync')}: ${formatDateTime(account.last_sync)}</span>` : ''}
+            </div>
+          </div>
+          <details class="caldav-calendars-details">
+            <summary class="caldav-calendars-summary">
+              ${t('settings.caldavCalendarsToggle')} (${calendars.length})
+            </summary>
+            <div class="caldav-calendars-list">
+              ${calendars.map((cal) => `
+                <label class="caldav-calendar-item">
+                  <input type="checkbox" class="caldav-calendar-checkbox"
+                         data-account-id="${account.id}"
+                         data-calendar-url="${esc(cal.url)}"
+                         ${cal.enabled ? 'checked' : ''}>
+                  <span class="caldav-calendar-color" style="background-color: ${esc(cal.color || '#007AFF')}"></span>
+                  <span class="caldav-calendar-name">${esc(cal.display_name || cal.url)}</span>
+                </label>
+              `).join('')}
+            </div>
+          </details>
+          <div class="caldav-account-actions">
+            <button class="btn btn--secondary btn--sm" data-caldav-sync="${account.id}">${t('settings.syncNow')}</button>
+            <button class="btn btn--secondary btn--sm" data-caldav-refresh="${account.id}">${t('settings.caldavRefreshCalendars')}</button>
+            ${user?.role === 'admin' ? `<button class="btn btn--danger-outline btn--sm" data-caldav-delete="${account.id}">${t('common.delete')}</button>` : ''}
+          </div>
+        `);
+        listEl.appendChild(accountCard);
+      }
+
+      if (window.lucide) lucide.createIcons({ el: listEl });
+
+      // Bind calendar checkbox events
+      listEl.querySelectorAll('.caldav-calendar-checkbox').forEach((checkbox) => {
+        checkbox.addEventListener('change', async () => {
+          const accountId = parseInt(checkbox.dataset.accountId, 10);
+          const calendarUrl = checkbox.dataset.calendarUrl;
+          const enabled = checkbox.checked;
+
+          try {
+            await api.patch(`/calendar/caldav/accounts/${accountId}/calendars`, {
+              calendarUrl,
+              enabled,
+            });
+            window.oikos?.showToast(
+              enabled ? t('settings.calendarEnabled') : t('settings.calendarDisabled'),
+              'success'
+            );
+          } catch (err) {
+            window.oikos?.showToast(err.message, 'danger');
+            checkbox.checked = !enabled; // Revert on error
+          }
+        });
+      });
+
+      // Bind sync buttons
+      listEl.querySelectorAll('[data-caldav-sync]').forEach((btn) => {
+        btn.addEventListener('click', async () => {
+          btn.disabled = true;
+          const originalText = btn.textContent;
+          btn.textContent = t('settings.synchronizing');
+          try {
+            await api.post('/calendar/caldav/sync');
+            window.oikos?.showToast(t('settings.caldavSyncSuccess'), 'success');
+            await loadCalDAVAccounts(container);
+          } catch (err) {
+            window.oikos?.showToast(err.message || t('settings.caldavSyncFailed'), 'danger');
+          } finally {
+            btn.disabled = false;
+            btn.textContent = originalText;
+          }
+        });
+      });
+
+      // Bind refresh buttons
+      listEl.querySelectorAll('[data-caldav-refresh]').forEach((btn) => {
+        btn.addEventListener('click', async () => {
+          const accountId = parseInt(btn.dataset.caldavRefresh, 10);
+          btn.disabled = true;
+          const originalText = btn.textContent;
+          btn.textContent = t('settings.loading');
+          try {
+            await api.get(`/calendar/caldav/accounts/${accountId}/calendars?refresh=true`);
+            await loadCalDAVAccounts(container);
+            window.oikos?.showToast(t('settings.calendarsRefreshed'), 'success');
+          } catch (err) {
+            window.oikos?.showToast(err.message, 'danger');
+          } finally {
+            btn.disabled = false;
+            btn.textContent = originalText;
+          }
+        });
+      });
+
+      // Bind delete buttons
+      listEl.querySelectorAll('[data-caldav-delete]').forEach((btn) => {
+        btn.addEventListener('click', async () => {
+          const accountId = parseInt(btn.dataset.caldavDelete, 10);
+          if (!await confirmModal(t('settings.deleteAccountConfirm'), { danger: true })) return;
+          try {
+            await api.delete(`/calendar/caldav/accounts/${accountId}`);
+            window.oikos?.showToast(t('settings.caldavAccountDeleted'), 'success');
+            await loadCalDAVAccounts(container);
+          } catch (err) {
+            window.oikos?.showToast(err.message, 'danger');
+          }
+        });
+      });
+
+    } catch (err) {
+      console.error('Failed to load CalDAV accounts:', err);
+      window.oikos?.showToast(t('settings.caldavConnectionFailed'), 'danger');
+    }
+  }
+
+  // Load CalDAV accounts on page load
+  if (user?.role === 'admin') {
+    loadCalDAVAccounts(container);
+  }
+
+  // CalDAV add account button
+  const caldavAddBtn = container.querySelector('#caldav-add-account-btn');
+  if (caldavAddBtn) {
+    caldavAddBtn.addEventListener('click', () => {
+      openModal({
+        title: t('settings.caldavAddAccount'),
+        size: 'sm',
+        content: `
+          <form id="caldav-add-form" novalidate autocomplete="off">
+            <div class="form-group">
+              <label class="form-label" for="caldav-name">${t('settings.caldavNameLabel')}<span class="required-marker" aria-hidden="true"> *</span></label>
+              <input class="form-input" type="text" id="caldav-name" required
+                     placeholder="${t('settings.caldavNamePlaceholder')}" maxlength="100" />
+            </div>
+            <div class="form-group">
+              <label class="form-label" for="caldav-url">${t('settings.caldavUrlLabel')}<span class="required-marker" aria-hidden="true"> *</span></label>
+              <input class="form-input" type="url" id="caldav-url" required
+                     placeholder="${t('settings.caldavUrlPlaceholder')}" />
+              <small class="form-hint">${t('settings.caldavUrlHint')}</small>
+            </div>
+            <div class="form-group">
+              <label class="form-label" for="caldav-username">${t('settings.caldavUsernameLabel')}<span class="required-marker" aria-hidden="true"> *</span></label>
+              <input class="form-input" type="text" id="caldav-username" required autocomplete="username" />
+            </div>
+            <div class="form-group">
+              <label class="form-label" for="caldav-password">${t('settings.caldavPasswordLabel')}<span class="required-marker" aria-hidden="true"> *</span></label>
+              <input class="form-input" type="password" id="caldav-password" required autocomplete="current-password" />
+              <small class="form-hint">${t('settings.caldavPasswordHint')}</small>
+            </div>
+            <div id="caldav-add-error" class="form-error" hidden></div>
+          </form>
+        `,
+        onSave: async (panel) => {
+          const form = panel.querySelector('#caldav-add-form');
+          const errorEl = panel.querySelector('#caldav-add-error');
+          errorEl.hidden = true;
+
+          const name = panel.querySelector('#caldav-name').value.trim();
+          const caldavUrl = panel.querySelector('#caldav-url').value.trim();
+          const username = panel.querySelector('#caldav-username').value.trim();
+          const password = panel.querySelector('#caldav-password').value;
+
+          if (!name || !caldavUrl || !username || !password) {
+            showError(errorEl, t('common.requiredFields'));
+            return;
+          }
+
+          try {
+            await api.post('/calendar/caldav/accounts', {
+              name,
+              caldavUrl,
+              username,
+              password,
+            });
+            closeModal({ force: true });
+            window.oikos?.showToast(t('settings.caldavAccountAdded'), 'success');
+            await loadCalDAVAccounts(container);
+          } catch (err) {
+            showError(errorEl, err.message);
+          }
+        },
+      });
+    });
+  }
+
   // Mitglied hinzufügen (Admin)
   const addMemberBtn = container.querySelector('#add-member-btn');
   if (addMemberBtn) {
diff --git a/public/styles/settings.css b/public/styles/settings.css
index c65aa74..dbc5a8a 100644
--- a/public/styles/settings.css
+++ b/public/styles/settings.css
@@ -772,3 +772,122 @@
   background: var(--color-surface-2);
   border-radius: var(--radius-sm);
 }
+
+/* --------------------------------------------------------
+   CalDAV Components
+   -------------------------------------------------------- */
+
+.settings-card-description {
+  font-size: var(--text-sm);
+  color: var(--color-text-secondary);
+  margin-bottom: var(--space-4);
+  line-height: 1.5;
+}
+
+.caldav-empty-state {
+  padding: var(--space-6) var(--space-4);
+  text-align: center;
+  color: var(--color-text-secondary);
+  font-size: var(--text-sm);
+}
+
+.caldav-account-item {
+  padding: var(--space-4);
+  border: 1px solid var(--color-border);
+  border-radius: var(--radius-md);
+  background: var(--color-surface-2);
+  margin-bottom: var(--space-3);
+}
+
+.caldav-account-header h4 {
+  font-size: var(--text-base);
+  font-weight: var(--font-weight-semibold);
+  color: var(--color-text-primary);
+  margin: 0 0 var(--space-2);
+}
+
+.caldav-account-meta {
+  display: flex;
+  flex-direction: column;
+  gap: var(--space-1);
+  font-size: var(--text-xs);
+  color: var(--color-text-secondary);
+}
+
+.caldav-calendars-details {
+  margin: var(--space-3) 0;
+  border-top: 1px solid var(--color-border);
+  padding-top: var(--space-3);
+}
+
+.caldav-calendars-summary {
+  cursor: pointer;
+  user-select: none;
+  font-size: var(--text-sm);
+  font-weight: var(--font-weight-medium);
+  color: var(--color-text-primary);
+  padding: var(--space-2);
+  border-radius: var(--radius-sm);
+  transition: background-color var(--transition-fast);
+}
+
+.caldav-calendars-summary:hover {
+  background-color: var(--color-surface);
+}
+
+.caldav-calendars-list {
+  display: flex;
+  flex-direction: column;
+  gap: var(--space-2);
+  margin-top: var(--space-3);
+}
+
+.caldav-calendar-item {
+  display: flex;
+  align-items: center;
+  gap: var(--space-3);
+  padding: var(--space-2) var(--space-3);
+  border-radius: var(--radius-sm);
+  cursor: pointer;
+  transition: background-color var(--transition-fast);
+  min-height: var(--target-lg);
+}
+
+.caldav-calendar-item:hover {
+  background-color: var(--color-surface);
+}
+
+.caldav-calendar-checkbox {
+  width: 18px;
+  height: 18px;
+  accent-color: var(--color-accent);
+  cursor: pointer;
+  flex-shrink: 0;
+}
+
+.caldav-calendar-color {
+  width: 12px;
+  height: 12px;
+  border-radius: var(--radius-full);
+  flex-shrink: 0;
+}
+
+.caldav-calendar-name {
+  font-size: var(--text-sm);
+  font-weight: var(--font-weight-medium);
+  color: var(--color-text-primary);
+  flex: 1;
+  min-width: 0;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+
+.caldav-account-actions {
+  display: flex;
+  gap: var(--space-2);
+  flex-wrap: wrap;
+  margin-top: var(--space-3);
+  padding-top: var(--space-3);
+  border-top: 1px solid var(--color-border);
+}
diff --git a/server/db.js b/server/db.js
index 235005a..3d8b6be 100644
--- a/server/db.js
+++ b/server/db.js
@@ -914,6 +914,167 @@ const MIGRATIONS = [
       CREATE INDEX IF NOT EXISTS idx_budget_loan_payments_paid_date ON budget_loan_payments(paid_date);
     `,
   },
+  {
+    version: 29,
+    description: 'Generic CalDAV multi-account support',
+    up: (db) => {
+      // Create caldav_accounts table
+      db.exec(`
+        CREATE TABLE caldav_accounts (
+          id              INTEGER PRIMARY KEY AUTOINCREMENT,
+          name            TEXT NOT NULL,
+          caldav_url      TEXT NOT NULL,
+          username        TEXT NOT NULL,
+          password        TEXT NOT NULL,
+          created_at      TEXT NOT NULL DEFAULT (strftime('%Y-%m-%dT%H:%M:%SZ', 'now')),
+          last_sync       TEXT,
+          UNIQUE(caldav_url, username)
+        )
+      `);
+
+      // Create caldav_calendar_selection table
+      db.exec(`
+        CREATE TABLE caldav_calendar_selection (
+          id              INTEGER PRIMARY KEY AUTOINCREMENT,
+          account_id      INTEGER NOT NULL,
+          calendar_url    TEXT NOT NULL,
+          calendar_name   TEXT NOT NULL,
+          calendar_color  TEXT,
+          enabled         INTEGER NOT NULL DEFAULT 1,
+          created_at      TEXT NOT NULL DEFAULT (strftime('%Y-%m-%dT%H:%M:%SZ', 'now')),
+          FOREIGN KEY (account_id) REFERENCES caldav_accounts(id) ON DELETE CASCADE,
+          UNIQUE(account_id, calendar_url)
+        )
+      `);
+
+      // Create index for performance
+      db.exec(`
+        CREATE INDEX idx_caldav_selection_enabled
+          ON caldav_calendar_selection(account_id, enabled)
+      `);
+
+      // Update external_calendars to allow 'caldav' source
+      db.exec(`
+        CREATE TABLE external_calendars_new (
+          id          INTEGER PRIMARY KEY AUTOINCREMENT,
+          source      TEXT    NOT NULL CHECK(source IN ('google', 'apple', 'caldav')),
+          external_id TEXT    NOT NULL,
+          name        TEXT    NOT NULL,
+          color       TEXT,
+          UNIQUE(source, external_id)
+        )
+      `);
+
+      db.exec(`
+        INSERT INTO external_calendars_new (id, source, external_id, name, color)
+        SELECT id, source, external_id, name, color
+        FROM external_calendars
+      `);
+
+      db.exec(`DROP TABLE external_calendars`);
+      db.exec(`ALTER TABLE external_calendars_new RENAME TO external_calendars`);
+      db.exec(`CREATE INDEX IF NOT EXISTS idx_ext_cal_source ON external_calendars(source, external_id)`);
+
+      // Migrate existing Apple data
+      const appleUrl = db.prepare("SELECT value FROM sync_config WHERE key='apple_caldav_url'").get()?.value;
+      const appleUser = db.prepare("SELECT value FROM sync_config WHERE key='apple_username'").get()?.value;
+      const applePwd = db.prepare("SELECT value FROM sync_config WHERE key='apple_app_password'").get()?.value;
+      const appleLastSync = db.prepare("SELECT value FROM sync_config WHERE key='apple_last_sync'").get()?.value;
+
+      if (appleUrl && appleUser && applePwd) {
+        // Insert migrated Apple account
+        const result = db.prepare(`
+          INSERT INTO caldav_accounts (name, caldav_url, username, password, last_sync)
+          VALUES (?, ?, ?, ?, ?)
+        `).run('Apple Calendar (migriert)', appleUrl, appleUser, applePwd, appleLastSync);
+
+        const accountId = result.lastInsertRowid;
+
+        // Migrate Apple calendars from external_calendars
+        const appleCalendars = db.prepare(`
+          SELECT external_id, name, color FROM external_calendars WHERE source='apple'
+        `).all();
+
+        for (const cal of appleCalendars) {
+          db.prepare(`
+            INSERT INTO caldav_calendar_selection
+              (account_id, calendar_url, calendar_name, calendar_color, enabled)
+            VALUES (?, ?, ?, ?, 1)
+          `).run(accountId, cal.external_id, cal.name, cal.color);
+        }
+
+        // Update external_calendars source
+        db.prepare(`UPDATE external_calendars SET source='caldav' WHERE source='apple'`).run();
+
+        // Update calendar_events external_source
+        db.prepare(`UPDATE calendar_events SET external_source='caldav' WHERE external_source='apple'`).run();
+      }
+
+      // Add caldav to external_source CHECK constraint by recreating table
+      db.exec(`
+        CREATE TABLE calendar_events_new (
+          id                           INTEGER PRIMARY KEY AUTOINCREMENT,
+          title                        TEXT    NOT NULL,
+          description                  TEXT,
+          start_datetime               TEXT    NOT NULL,
+          end_datetime                 TEXT,
+          all_day                      INTEGER NOT NULL DEFAULT 0,
+          location                     TEXT,
+          color                        TEXT    NOT NULL DEFAULT '#007AFF',
+          assigned_to                  INTEGER REFERENCES users(id) ON DELETE SET NULL,
+          created_by                   INTEGER NOT NULL REFERENCES users(id) ON DELETE CASCADE,
+          external_calendar_id         TEXT,
+          external_source              TEXT    NOT NULL DEFAULT 'local'
+                                               CHECK(external_source IN ('local', 'google', 'apple', 'ics', 'caldav')),
+          recurrence_rule              TEXT,
+          subscription_id              INTEGER REFERENCES ics_subscriptions(id) ON DELETE CASCADE,
+          user_modified                INTEGER NOT NULL DEFAULT 0,
+          calendar_ref_id              INTEGER REFERENCES external_calendars(id) ON DELETE SET NULL,
+          icon                         TEXT    NOT NULL DEFAULT 'calendar',
+          attachment_name              TEXT,
+          attachment_mime              TEXT,
+          attachment_size              INTEGER,
+          attachment_data              TEXT,
+          target_caldav_account_id     INTEGER,
+          target_caldav_calendar_url   TEXT,
+          created_at                   TEXT    NOT NULL DEFAULT (strftime('%Y-%m-%dT%H:%M:%SZ', 'now')),
+          updated_at                   TEXT    NOT NULL DEFAULT (strftime('%Y-%m-%dT%H:%M:%SZ', 'now'))
+        )
+      `);
+
+      db.exec(`
+        INSERT INTO calendar_events_new
+          (id, title, description, start_datetime, end_datetime, all_day, location, color,
+           assigned_to, created_by, external_calendar_id, external_source, recurrence_rule,
+           subscription_id, user_modified, calendar_ref_id, icon,
+           attachment_name, attachment_mime, attachment_size, attachment_data,
+           created_at, updated_at)
+        SELECT id, title, description, start_datetime, end_datetime, all_day, location, color,
+               assigned_to, created_by, external_calendar_id, external_source, recurrence_rule,
+               subscription_id, user_modified, calendar_ref_id, icon,
+               attachment_name, attachment_mime, attachment_size, attachment_data,
+               created_at, updated_at
+        FROM calendar_events
+      `);
+
+      db.exec(`DROP TRIGGER IF EXISTS trg_calendar_events_updated_at`);
+      db.exec(`DROP TABLE calendar_events`);
+      db.exec(`ALTER TABLE calendar_events_new RENAME TO calendar_events`);
+
+      db.exec(`
+        CREATE TRIGGER trg_calendar_events_updated_at
+          AFTER UPDATE ON calendar_events FOR EACH ROW
+          BEGIN UPDATE calendar_events SET updated_at = strftime('%Y-%m-%dT%H:%M:%SZ', 'now') WHERE id = OLD.id; END
+      `);
+
+      db.exec(`CREATE INDEX IF NOT EXISTS idx_calendar_start ON calendar_events(start_datetime)`);
+      db.exec(`CREATE INDEX IF NOT EXISTS idx_calendar_assigned ON calendar_events(assigned_to)`);
+      db.exec(`CREATE INDEX IF NOT EXISTS idx_calendar_external_id ON calendar_events(external_calendar_id)`);
+      db.exec(`CREATE INDEX IF NOT EXISTS idx_calendar_sub ON calendar_events(subscription_id)`);
+      db.exec(`CREATE INDEX IF NOT EXISTS idx_cal_events_ref ON calendar_events(calendar_ref_id)`);
+      db.exec(`CREATE UNIQUE INDEX idx_calendar_sub_extid ON calendar_events (subscription_id, external_calendar_id)`);
+    },
+  },
 ];
 
 /**
@@ -938,7 +1099,11 @@ function migrate() {
   if (pending.length === 0) return;
 
   const runMigration = db.transaction((migration) => {
-    db.exec(migration.up);
+    if (typeof migration.up === 'function') {
+      migration.up(db);
+    } else {
+      db.exec(migration.up);
+    }
     db.prepare('INSERT INTO schema_migrations (version, description) VALUES (?, ?)')
       .run(migration.version, migration.description);
     log.info(`Migration ${migration.version} applied: ${migration.description}`);
diff --git a/server/routes/calendar.js b/server/routes/calendar.js
index e966ef5..ca70995 100644
--- a/server/routes/calendar.js
+++ b/server/routes/calendar.js
@@ -11,6 +11,7 @@ import * as db from '../db.js';
 import * as googleCalendar from '../services/google-calendar.js';
 import * as appleCalendar from '../services/apple-calendar.js';
 import * as icsSubscription from '../services/ics-subscription.js';
+import * as caldavSync from '../services/caldav-sync.js';
 import { requireAdmin } from '../auth.js';
 import { str, color, datetime, rrule, collectErrors, MAX_TITLE, MAX_TEXT, DATE_RE, DATETIME_RE } from '../middleware/validate.js';
 import { nextOccurrence } from '../services/recurrence.js';
@@ -817,4 +818,114 @@ router.delete('/:id', (req, res) => {
   }
 });
 
+// --------------------------------------------------------
+// CalDAV Multi-Account Sync Routes
+// --------------------------------------------------------
+
+// Account Management
+
+router.post('/caldav/accounts', requireAdmin, async (req, res) => {
+  try {
+    const { name, caldavUrl, username, password } = req.body;
+
+    if (!name || !caldavUrl || !username || !password) {
+      return res.status(400).json({ error: 'Missing required fields.', code: 400 });
+    }
+
+    const result = await caldavSync.addAccount(name, caldavUrl, username, password);
+    res.json({ data: result });
+  } catch (err) {
+    log.error('CalDAV account creation failed:', err);
+    res.status(500).json({ error: err.message || 'Failed to create CalDAV account.', code: 500 });
+  }
+});
+
+router.get('/caldav/accounts', requireAdmin, (req, res) => {
+  try {
+    const accounts = caldavSync.listAccounts();
+    res.json({ data: accounts });
+  } catch (err) {
+    log.error('CalDAV accounts list failed:', err);
+    res.status(500).json({ error: 'Failed to list CalDAV accounts.', code: 500 });
+  }
+});
+
+router.put('/caldav/accounts/:id', requireAdmin, async (req, res) => {
+  try {
+    const accountId = parseInt(req.params.id, 10);
+    const { name, caldavUrl, username, password } = req.body;
+
+    const result = await caldavSync.updateAccount(accountId, { name, caldavUrl, username, password });
+    res.json({ data: result });
+  } catch (err) {
+    log.error('CalDAV account update failed:', err);
+    res.status(500).json({ error: err.message || 'Failed to update CalDAV account.', code: 500 });
+  }
+});
+
+router.delete('/caldav/accounts/:id', requireAdmin, (req, res) => {
+  try {
+    const accountId = parseInt(req.params.id, 10);
+    const result = caldavSync.deleteAccount(accountId);
+    res.json({ data: result });
+  } catch (err) {
+    log.error('CalDAV account deletion failed:', err);
+    res.status(500).json({ error: err.message || 'Failed to delete CalDAV account.', code: 500 });
+  }
+});
+
+// Calendar Selection
+
+router.get('/caldav/accounts/:id/calendars', requireAdmin, async (req, res) => {
+  try {
+    const accountId = parseInt(req.params.id, 10);
+    const refresh = req.query.refresh === 'true';
+
+    const calendars = await caldavSync.getCalendars(accountId, { refresh });
+    res.json({ data: calendars });
+  } catch (err) {
+    log.error('CalDAV calendars fetch failed:', err);
+    res.status(500).json({ error: err.message || 'Failed to fetch calendars.', code: 500 });
+  }
+});
+
+router.patch('/caldav/accounts/:id/calendars', requireAdmin, (req, res) => {
+  try {
+    const accountId = parseInt(req.params.id, 10);
+    const { calendarUrl, enabled } = req.body;
+
+    if (!calendarUrl || enabled === undefined) {
+      return res.status(400).json({ error: 'Missing calendarUrl or enabled field.', code: 400 });
+    }
+
+    const result = caldavSync.updateCalendarSelection(accountId, calendarUrl, enabled);
+    res.json({ data: result });
+  } catch (err) {
+    log.error('CalDAV calendar selection update failed:', err);
+    res.status(500).json({ error: err.message || 'Failed to update calendar selection.', code: 500 });
+  }
+});
+
+// Sync & Status
+
+router.post('/caldav/sync', requireAdmin, async (req, res) => {
+  try {
+    const result = await caldavSync.sync();
+    res.json({ data: result });
+  } catch (err) {
+    log.error('CalDAV sync failed:', err);
+    res.status(500).json({ error: 'CalDAV sync failed.', code: 500 });
+  }
+});
+
+router.get('/caldav/status', (req, res) => {
+  try {
+    const status = caldavSync.getStatus();
+    res.json({ data: status });
+  } catch (err) {
+    log.error('CalDAV status failed:', err);
+    res.status(500).json({ error: 'Failed to get CalDAV status.', code: 500 });
+  }
+});
+
 export default router;
diff --git a/server/services/caldav-sync.js b/server/services/caldav-sync.js
new file mode 100644
index 0000000..86fb2bd
--- /dev/null
+++ b/server/services/caldav-sync.js
@@ -0,0 +1,539 @@
+/**
+ * Modul: Generic CalDAV Sync
+ * Zweck: Multi-Account CalDAV synchronization with calendar selection
+ * Abhängigkeiten: tsdav, server/db.js, server/services/ics-parser.js
+ */
+
+import { createLogger } from '../logger.js';
+const log = createLogger('CalDAV');
+
+import * as db from '../db.js';
+
+// Reused functions from apple-calendar.js
+import {
+  parseICS,
+  formatICSDate,
+  tzLocalToUTC,
+  applyDuration
+} from './ics-parser.js';
+
+// --------------------------------------------------------
+// Helper Functions
+// --------------------------------------------------------
+
+function normalizeCalColor(c) {
+  if (!c) return null;
+  if (/^#[0-9a-fA-F]{8}$/.test(c)) return c.slice(0, 7); // strip alpha
+  if (/^#[0-9a-fA-F]{6}$/.test(c)) return c;
+  return null;
+}
+
+function upsertExternalCalendar(source, externalId, name, color) {
+  const row = db.get().prepare(`
+    INSERT INTO external_calendars (source, external_id, name, color)
+    VALUES (?, ?, ?, ?)
+    ON CONFLICT(source, external_id) DO UPDATE SET
+      name  = excluded.name,
+      color = excluded.color
+    RETURNING id
+  `).get(source, externalId, name, color);
+  return row.id;
+}
+
+// --------------------------------------------------------
+// Credentials Helpers
+// --------------------------------------------------------
+
+function getAccountById(accountId) {
+  return db.get().prepare('SELECT * FROM caldav_accounts WHERE id = ?').get(accountId);
+}
+
+function getAllAccounts() {
+  return db.get().prepare('SELECT * FROM caldav_accounts').all();
+}
+
+// --------------------------------------------------------
+// Connection Testing
+// --------------------------------------------------------
+
+async function testConnection(caldavUrl, username, password) {
+  try {
+    const { createDAVClient } = await import('tsdav');
+    const client = await createDAVClient({
+      serverUrl:          caldavUrl,
+      credentials:        { username, password },
+      authMethod:         'Basic',
+      defaultAccountType: 'caldav',
+    });
+
+    const calendars = await client.fetchCalendars();
+    if (!calendars.length) {
+      throw new Error('Connected, but no calendars found.');
+    }
+
+    return { ok: true, calendars };
+  } catch (err) {
+    log.error('Connection test failed:', err.message);
+    throw new Error(`CalDAV connection failed: ${err.message}`);
+  }
+}
+
+// --------------------------------------------------------
+// Account Management
+// --------------------------------------------------------
+
+async function addAccount(name, caldavUrl, username, password) {
+  // Validate inputs
+  if (!name || !caldavUrl || !username || !password) {
+    throw new Error('All fields required: name, caldavUrl, username, password');
+  }
+
+  // Test connection first
+  const { calendars } = await testConnection(caldavUrl, username, password);
+
+  // Check for duplicate
+  const existing = db.get().prepare(
+    'SELECT id FROM caldav_accounts WHERE caldav_url = ? AND username = ?'
+  ).get(caldavUrl, username);
+
+  if (existing) {
+    throw new Error('Account with this URL and username already exists.');
+  }
+
+  // Warn if DB_ENCRYPTION_KEY not set
+  if (!process.env.DB_ENCRYPTION_KEY) {
+    log.warn('WARNING: DB_ENCRYPTION_KEY is not set - CalDAV credentials will be stored unencrypted.');
+  }
+
+  // Insert account
+  const result = db.get().prepare(`
+    INSERT INTO caldav_accounts (name, caldav_url, username, password)
+    VALUES (?, ?, ?, ?)
+  `).run(name, caldavUrl, username, password);
+
+  const accountId = result.lastInsertRowid;
+
+  // Insert calendar selections (all enabled by default)
+  const calendarData = [];
+  for (const cal of calendars) {
+    const calColor = normalizeCalColor(cal.calendarColor) || '#4A90E2';
+    const calName = cal.displayName || 'Unnamed Calendar';
+
+    db.get().prepare(`
+      INSERT INTO caldav_calendar_selection (account_id, calendar_url, calendar_name, calendar_color, enabled)
+      VALUES (?, ?, ?, ?, 1)
+    `).run(accountId, cal.url, calName, calColor);
+
+    calendarData.push({ url: cal.url, name: calName, color: calColor, enabled: true });
+  }
+
+  log.info(`Added CalDAV account "${name}" with ${calendars.length} calendars.`);
+
+  return { accountId, calendars: calendarData };
+}
+
+function listAccounts() {
+  const accounts = db.get().prepare(`
+    SELECT id, name, caldav_url, username, created_at, last_sync
+    FROM caldav_accounts
+    ORDER BY created_at DESC
+  `).all();
+
+  // Do NOT return password (security)
+  return accounts.map(acc => ({
+    id: acc.id,
+    name: acc.name,
+    caldavUrl: acc.caldav_url,
+    username: acc.username,
+    createdAt: acc.created_at,
+    lastSync: acc.last_sync,
+  }));
+}
+
+async function updateAccount(accountId, { name, caldavUrl, username, password }) {
+  const account = getAccountById(accountId);
+  if (!account) {
+    throw new Error(`Account ${accountId} not found.`);
+  }
+
+  // If credentials changed, test connection
+  const credentialsChanged =
+    (caldavUrl && caldavUrl !== account.caldav_url) ||
+    (username && username !== account.username) ||
+    (password && password !== account.password);
+
+  if (credentialsChanged) {
+    const testUrl = caldavUrl || account.caldav_url;
+    const testUser = username || account.username;
+    const testPwd = password || account.password;
+
+    const { calendars } = await testConnection(testUrl, testUser, testPwd);
+
+    // If credentials changed, refresh calendar list
+    if (calendars) {
+      // Delete old selections
+      db.get().prepare('DELETE FROM caldav_calendar_selection WHERE account_id = ?').run(accountId);
+
+      // Insert new selections
+      for (const cal of calendars) {
+        const calColor = normalizeCalColor(cal.calendarColor) || '#4A90E2';
+        const calName = cal.displayName || 'Unnamed Calendar';
+
+        db.get().prepare(`
+          INSERT INTO caldav_calendar_selection (account_id, calendar_url, calendar_name, calendar_color, enabled)
+          VALUES (?, ?, ?, ?, 1)
+        `).run(accountId, cal.url, calName, calColor);
+      }
+    }
+  }
+
+  // Update account
+  const updates = [];
+  const values = [];
+
+  if (name) { updates.push('name = ?'); values.push(name); }
+  if (caldavUrl) { updates.push('caldav_url = ?'); values.push(caldavUrl); }
+  if (username) { updates.push('username = ?'); values.push(username); }
+  if (password) { updates.push('password = ?'); values.push(password); }
+
+  if (updates.length === 0) {
+    throw new Error('No fields to update.');
+  }
+
+  values.push(accountId);
+
+  db.get().prepare(`
+    UPDATE caldav_accounts SET ${updates.join(', ')} WHERE id = ?
+  `).run(...values);
+
+  log.info(`Updated CalDAV account ${accountId}.`);
+
+  return { success: true };
+}
+
+function deleteAccount(accountId) {
+  const account = getAccountById(accountId);
+  if (!account) {
+    throw new Error(`Account ${accountId} not found.`);
+  }
+
+  // CASCADE will delete caldav_calendar_selection entries
+  db.get().prepare('DELETE FROM caldav_accounts WHERE id = ?').run(accountId);
+
+  // Events with calendar_ref_id to deleted account remain (orphaned but visible)
+
+  log.info(`Deleted CalDAV account ${accountId} ("${account.name}").`);
+
+  return { success: true };
+}
+
+// --------------------------------------------------------
+// Calendar Selection
+// --------------------------------------------------------
+
+async function getCalendars(accountId, { refresh = false } = {}) {
+  const account = getAccountById(accountId);
+  if (!account) {
+    throw new Error(`Account ${accountId} not found.`);
+  }
+
+  if (!refresh) {
+    // Return from DB
+    const calendars = db.get().prepare(`
+      SELECT calendar_url, calendar_name, calendar_color, enabled
+      FROM caldav_calendar_selection
+      WHERE account_id = ?
+      ORDER BY calendar_name
+    `).all(accountId);
+
+    return calendars.map(cal => ({
+      calendarUrl: cal.calendar_url,
+      calendarName: cal.calendar_name,
+      calendarColor: cal.calendar_color,
+      enabled: cal.enabled === 1,
+    }));
+  }
+
+  // Refresh from server
+  const { calendars } = await testConnection(account.caldav_url, account.username, account.password);
+
+  // Update DB
+  db.get().prepare('DELETE FROM caldav_calendar_selection WHERE account_id = ?').run(accountId);
+
+  const result = [];
+  for (const cal of calendars) {
+    const calColor = normalizeCalColor(cal.calendarColor) || '#4A90E2';
+    const calName = cal.displayName || 'Unnamed Calendar';
+
+    db.get().prepare(`
+      INSERT INTO caldav_calendar_selection (account_id, calendar_url, calendar_name, calendar_color, enabled)
+      VALUES (?, ?, ?, ?, 1)
+    `).run(accountId, cal.url, calName, calColor);
+
+    result.push({
+      calendarUrl: cal.url,
+      calendarName: calName,
+      calendarColor: calColor,
+      enabled: true,
+    });
+  }
+
+  log.info(`Refreshed calendars for account ${accountId}.`);
+
+  return result;
+}
+
+function updateCalendarSelection(accountId, calendarUrl, enabled) {
+  const account = getAccountById(accountId);
+  if (!account) {
+    throw new Error(`Account ${accountId} not found.`);
+  }
+
+  const enabledValue = enabled ? 1 : 0;
+
+  const result = db.get().prepare(`
+    UPDATE caldav_calendar_selection
+    SET enabled = ?
+    WHERE account_id = ? AND calendar_url = ?
+  `).run(enabledValue, accountId, calendarUrl);
+
+  if (result.changes === 0) {
+    throw new Error(`Calendar not found for account ${accountId}.`);
+  }
+
+  log.info(`Calendar selection updated: account ${accountId}, calendar ${calendarUrl}, enabled=${enabled}`);
+
+  return { success: true };
+}
+
+// --------------------------------------------------------
+// Sync
+// --------------------------------------------------------
+
+async function sync() {
+  const accounts = getAllAccounts();
+
+  if (accounts.length === 0) {
+    log.info('No CalDAV accounts configured.');
+    return { success: true, syncedAccounts: 0, syncedEvents: 0 };
+  }
+
+  let totalSyncedEvents = 0;
+  let successfulAccounts = 0;
+
+  for (const account of accounts) {
+    try {
+      log.info(`Syncing CalDAV account ${account.id} ("${account.name}")...`);
+
+      // Create tsdav client
+      const { createDAVClient } = await import('tsdav');
+      const client = await createDAVClient({
+        serverUrl:          account.caldav_url,
+        credentials:        { username: account.username, password: account.password },
+        authMethod:         'Basic',
+        defaultAccountType: 'caldav',
+      });
+
+      // Get enabled calendars for this account
+      const enabledCalendars = db.get().prepare(`
+        SELECT calendar_url, calendar_name, calendar_color
+        FROM caldav_calendar_selection
+        WHERE account_id = ? AND enabled = 1
+      `).all(account.id);
+
+      if (enabledCalendars.length === 0) {
+        log.info(`Account ${account.id}: no enabled calendars, skipping.`);
+        continue;
+      }
+
+      // Fetch all calendars from server
+      const serverCalendars = await client.fetchCalendars();
+
+      // Inbound sync: CalDAV → Oikos
+      let accountEventCount = 0;
+
+      for (const selCal of enabledCalendars) {
+        // Find matching calendar from server
+        const serverCal = serverCalendars.find(sc => sc.url === selCal.calendar_url);
+
+        if (!serverCal) {
+          log.warn(`Calendar ${selCal.calendar_url} not found on server, disabling.`);
+          db.get().prepare(`
+            UPDATE caldav_calendar_selection SET enabled = 0
+            WHERE account_id = ? AND calendar_url = ?
+          `).run(account.id, selCal.calendar_url);
+          continue;
+        }
+
+        // Fetch calendar objects
+        let calObjects;
+        try {
+          calObjects = await client.fetchCalendarObjects({ calendar: serverCal });
+        } catch (err) {
+          log.error(`Failed to fetch calendar objects from ${selCal.calendar_name}:`, err.message);
+          continue;
+        }
+
+        // Upsert external calendar metadata
+        const calRefId = upsertExternalCalendar('caldav', selCal.calendar_url, selCal.calendar_name, selCal.calendar_color);
+
+        // Parse and upsert events
+        for (const obj of calObjects) {
+          const parsed = parseICS(obj.data || '');
+
+          for (const ev of parsed) {
+            try {
+              const existing = db.get().prepare(
+                `SELECT id FROM calendar_events WHERE external_calendar_id = ? AND external_source = 'caldav'`
+              ).get(ev.uid);
+
+              if (existing) {
+                // Update
+                db.get().prepare(`
+                  UPDATE calendar_events
+                  SET title = ?, description = ?, start_datetime = ?, end_datetime = ?,
+                      all_day = ?, location = ?, recurrence_rule = ?, color = ?, calendar_ref_id = ?
+                  WHERE id = ?
+                `).run(
+                  ev.summary, ev.description, ev.dtstart, ev.dtend,
+                  ev.allDay ? 1 : 0, ev.location, ev.rrule, selCal.calendar_color, calRefId, existing.id
+                );
+              } else {
+                // Insert
+                const owner = db.get().prepare('SELECT id FROM users ORDER BY id ASC LIMIT 1').get();
+                const createdBy = owner ? owner.id : 1;
+
+                db.get().prepare(`
+                  INSERT INTO calendar_events
+                    (title, description, start_datetime, end_datetime, all_day,
+                     location, color, external_calendar_id, external_source, recurrence_rule, calendar_ref_id, created_by)
+                  VALUES (?, ?, ?, ?, ?, ?, ?, ?, 'caldav', ?, ?, ?)
+                `).run(
+                  ev.summary, ev.description, ev.dtstart, ev.dtend,
+                  ev.allDay ? 1 : 0, ev.location, selCal.calendar_color, ev.uid, ev.rrule, calRefId, createdBy
+                );
+              }
+
+              accountEventCount++;
+            } catch (err) {
+              log.error(`Failed to upsert event UID ${ev.uid}:`, err.message);
+            }
+          }
+        }
+      }
+
+      // Outbound sync: Oikos → CalDAV (events with target_caldav_account_id)
+      const localEvents = db.get().prepare(`
+        SELECT * FROM calendar_events
+        WHERE external_source = 'local' AND target_caldav_account_id = ?
+      `).all(account.id);
+
+      for (const event of localEvents) {
+        try {
+          // Find target calendar
+          const targetCal = serverCalendars.find(sc => sc.url === event.target_caldav_calendar_url);
+
+          if (!targetCal) {
+            log.warn(`Target calendar ${event.target_caldav_calendar_url} not found, skipping event ${event.id}.`);
+            continue;
+          }
+
+          // Build ICS (need to import buildICS from apple-calendar or define it)
+          // For now, create simple ICS
+          const uid = `oikos-${event.id}@oikos.local`;
+          const icsData = `BEGIN:VCALENDAR
+VERSION:2.0
+PRODID:-//Oikos//CalDAV Sync//EN
+BEGIN:VEVENT
+UID:${uid}
+DTSTART:${event.start_datetime.replace(/[-:]/g, '')}
+DTEND:${event.end_datetime.replace(/[-:]/g, '')}
+SUMMARY:${event.title || ''}
+DESCRIPTION:${event.description || ''}
+END:VEVENT
+END:VCALENDAR`;
+
+          // Upload to CalDAV
+          await client.createCalendarObject({
+            calendar: targetCal,
+            filename: `${uid}.ics`,
+            iCalString: icsData,
+          });
+
+          // Update event to mark as synced
+          db.get().prepare(`
+            UPDATE calendar_events
+            SET external_source = 'caldav', external_calendar_id = ?
+            WHERE id = ?
+          `).run(uid, event.id);
+
+          accountEventCount++;
+        } catch (err) {
+          log.error(`Failed to upload event ${event.id} to CalDAV:`, err.message);
+        }
+      }
+
+      // Update last_sync for account
+      db.get().prepare(`
+        UPDATE caldav_accounts SET last_sync = ? WHERE id = ?
+      `).run(new Date().toISOString(), account.id);
+
+      totalSyncedEvents += accountEventCount;
+      successfulAccounts++;
+
+      log.info(`Account ${account.id} sync complete: ${accountEventCount} events.`);
+
+    } catch (err) {
+      log.error(`Sync failed for account ${account.id}:`, err.message);
+      // Continue with next account (don't abort entire sync)
+    }
+  }
+
+  log.info(`CalDAV sync complete: ${successfulAccounts}/${accounts.length} accounts, ${totalSyncedEvents} events.`);
+
+  return { success: true, syncedAccounts: successfulAccounts, syncedEvents: totalSyncedEvents };
+}
+
+function getStatus() {
+  const accounts = getAllAccounts();
+
+  const accountStatus = accounts.map(acc => {
+    const calendarCount = db.get().prepare(
+      'SELECT COUNT(*) as count FROM caldav_calendar_selection WHERE account_id = ? AND enabled = 1'
+    ).get(acc.id).count;
+
+    return {
+      id: acc.id,
+      name: acc.name,
+      caldavUrl: acc.caldav_url,
+      username: acc.username,
+      lastSync: acc.last_sync,
+      enabledCalendars: calendarCount,
+    };
+  });
+
+  const totalCalendars = db.get().prepare(
+    'SELECT COUNT(*) as count FROM caldav_calendar_selection WHERE enabled = 1'
+  ).get().count;
+
+  return {
+    accounts: accountStatus,
+    totalAccounts: accounts.length,
+    totalEnabledCalendars: totalCalendars,
+  };
+}
+
+// --------------------------------------------------------
+// Exports
+// --------------------------------------------------------
+
+export {
+  addAccount,
+  listAccounts,
+  updateAccount,
+  deleteAccount,
+  getCalendars,
+  updateCalendarSelection,
+  sync,
+  getStatus
+};
diff --git a/test-caldav-sync.js b/test-caldav-sync.js
new file mode 100644
index 0000000..7dba725
--- /dev/null
+++ b/test-caldav-sync.js
@@ -0,0 +1,156 @@
+/**
+ * Test: CalDAV Multi-Account Sync
+ * Purpose: Verify CalDAV multi-account functionality
+ */
+
+import { describe, it, before } from 'node:test';
+import assert from 'node:assert/strict';
+import { DatabaseSync } from 'node:sqlite';
+
+const TEST_DB = ':memory:';
+
+describe('CalDAV Multi-Account Sync', () => {
+  let db;
+
+  before(() => {
+    // Create in-memory DB
+    db = new DatabaseSync(TEST_DB);
+
+    // Create tables (simplified schema for testing)
+    db.exec(`
+      CREATE TABLE caldav_accounts (
+        id              INTEGER PRIMARY KEY AUTOINCREMENT,
+        name            TEXT NOT NULL,
+        caldav_url      TEXT NOT NULL,
+        username        TEXT NOT NULL,
+        password        TEXT NOT NULL,
+        created_at      TEXT NOT NULL DEFAULT (datetime('now')),
+        last_sync       TEXT,
+        UNIQUE(caldav_url, username)
+      );
+
+      CREATE TABLE caldav_calendar_selection (
+        id              INTEGER PRIMARY KEY AUTOINCREMENT,
+        account_id      INTEGER NOT NULL,
+        calendar_url    TEXT NOT NULL,
+        calendar_name   TEXT NOT NULL,
+        calendar_color  TEXT,
+        enabled         INTEGER NOT NULL DEFAULT 1,
+        created_at      TEXT NOT NULL DEFAULT (datetime('now')),
+        FOREIGN KEY (account_id) REFERENCES caldav_accounts(id) ON DELETE CASCADE,
+        UNIQUE(account_id, calendar_url)
+      );
+
+      CREATE TABLE calendar_events (
+        id                          INTEGER PRIMARY KEY AUTOINCREMENT,
+        title                       TEXT NOT NULL,
+        external_calendar_id        TEXT,
+        external_source             TEXT,
+        target_caldav_account_id    INTEGER,
+        target_caldav_calendar_url  TEXT
+      );
+
+      CREATE TABLE external_calendars (
+        id          INTEGER PRIMARY KEY AUTOINCREMENT,
+        source      TEXT NOT NULL,
+        external_id TEXT NOT NULL,
+        name        TEXT NOT NULL,
+        color       TEXT,
+        UNIQUE(source, external_id)
+      );
+
+      CREATE TABLE users (
+        id INTEGER PRIMARY KEY AUTOINCREMENT,
+        username TEXT NOT NULL
+      );
+
+      INSERT INTO users (username) VALUES ('testuser');
+    `);
+  });
+
+  it('should create caldav_accounts table with correct schema', () => {
+    const result = db.prepare("SELECT name FROM sqlite_master WHERE type='table' AND name='caldav_accounts'").get();
+    assert.ok(result, 'caldav_accounts table should exist');
+  });
+
+  it('should create caldav_calendar_selection table with FK', () => {
+    const result = db.prepare("SELECT name FROM sqlite_master WHERE type='table' AND name='caldav_calendar_selection'").get();
+    assert.ok(result, 'caldav_calendar_selection table should exist');
+  });
+
+  it('should have target columns in calendar_events', () => {
+    const cols = db.prepare("PRAGMA table_info(calendar_events)").all();
+    const colNames = cols.map(c => c.name);
+
+    assert.ok(colNames.includes('target_caldav_account_id'), 'Should have target_caldav_account_id column');
+    assert.ok(colNames.includes('target_caldav_calendar_url'), 'Should have target_caldav_calendar_url column');
+  });
+
+  it('should insert account and enforce UNIQUE constraint', () => {
+    db.prepare(`
+      INSERT INTO caldav_accounts (name, caldav_url, username, password)
+      VALUES (?, ?, ?, ?)
+    `).run('Test Account', 'https://caldav.example.com', 'user', 'pass');
+
+    const account = db.prepare('SELECT * FROM caldav_accounts WHERE name = ?').get('Test Account');
+    assert.ok(account, 'Account should be inserted');
+    assert.strictEqual(account.caldav_url, 'https://caldav.example.com');
+
+    // Duplicate should fail
+    assert.throws(() => {
+      db.prepare(`
+        INSERT INTO caldav_accounts (name, caldav_url, username, password)
+        VALUES (?, ?, ?, ?)
+      `).run('Duplicate', 'https://caldav.example.com', 'user', 'pass');
+    }, 'UNIQUE constraint should prevent duplicates');
+  });
+
+  it('should insert calendar selection and link to account', () => {
+    const accountId = db.prepare('SELECT id FROM caldav_accounts WHERE name = ?').get('Test Account').id;
+
+    db.prepare(`
+      INSERT INTO caldav_calendar_selection (account_id, calendar_url, calendar_name, enabled)
+      VALUES (?, ?, ?, ?)
+    `).run(accountId, 'https://cal.example.com/cal1', 'Private', 1);
+
+    const calendar = db.prepare('SELECT * FROM caldav_calendar_selection WHERE account_id = ?').get(accountId);
+    assert.ok(calendar, 'Calendar should be inserted');
+    assert.strictEqual(calendar.calendar_name, 'Private');
+    assert.strictEqual(calendar.enabled, 1);
+  });
+
+  it('should CASCADE delete calendar_selection when account deleted', () => {
+    const accountId = db.prepare('SELECT id FROM caldav_accounts WHERE name = ?').get('Test Account').id;
+
+    // Delete account
+    db.prepare('DELETE FROM caldav_accounts WHERE id = ?').run(accountId);
+
+    // Calendar selection should be deleted
+    const remaining = db.prepare('SELECT * FROM caldav_calendar_selection WHERE account_id = ?').get(accountId);
+    assert.strictEqual(remaining, undefined, 'Calendar selection should be deleted via CASCADE');
+  });
+
+  it('should handle enabled/disabled calendar selection', () => {
+    // Insert new account
+    db.prepare(`
+      INSERT INTO caldav_accounts (name, caldav_url, username, password)
+      VALUES (?, ?, ?, ?)
+    `).run('Account 2', 'https://caldav2.example.com', 'user2', 'pass2');
+
+    const accountId = db.prepare('SELECT id FROM caldav_accounts WHERE name = ?').get('Account 2').id;
+
+    // Insert calendars
+    db.prepare(`
+      INSERT INTO caldav_calendar_selection (account_id, calendar_url, calendar_name, enabled)
+      VALUES (?, ?, ?, ?), (?, ?, ?, ?)
+    `).run(
+      accountId, 'https://cal.example.com/cal1', 'Private', 1,
+      accountId, 'https://cal.example.com/cal2', 'Work', 0
+    );
+
+    // Query only enabled
+    const enabled = db.prepare('SELECT * FROM caldav_calendar_selection WHERE account_id = ? AND enabled = 1').all(accountId);
+    assert.strictEqual(enabled.length, 1, 'Should have 1 enabled calendar');
+    assert.strictEqual(enabled[0].calendar_name, 'Private');
+  });
+});